You do not have to chat with them, but you should at the very least understand some common rules. If you feel like you can’t communicate with your opponent, then it is highly unlikely that you will be able to play a game with them. It shows that the person who made the card did not care about what they were creating, or ~in the worst cases~ that they do not actually speak the same language as you.
Creating cards is easy if you can check out most of the following, but if there is one thing you will learn in your journey through the custom card database, it’s that most people don’t: